Terms and Conditions

NIHQ Gift Card Entry Giveaway — Official Rules

  1. Sponsor:
    This giveaway is sponsored and personally funded by Justin Chase Ford / Community Wealth Foundation (CWF). It is not affiliated with or endorsed by National Insurance HQ (NIHQ), Answer Financial, or any other organization.

  2. Eligibility:
    Open to U.S. residents aged 18 or older who complete a free insurance quote comparison through the Sponsor during the giveaway period. No purchase necessary. Void where prohibited.

  3. How to Enter:
    Each eligible participant who calls and completes an insurance comparison quote through the Sponsor within the giveaway period will automatically receive one (1) entry. Limit one entry per household.

  4. Giveaway Period:
    Entries accepted from Oct. 30, 2025 through Nov. 30, 2025. Winners will be drawn and announced publicly on or around Dec. 10, 2025 at 12 PM EST.

  5. Prizes:
    Up to four (4) $50 gift cards will be awarded, depending on the total number of eligible participants:

    • 1 gift card if 1–10 entries

    • 2 gift cards if 11–25 entries

    • 3 gift cards if 26–40 entries

    • 4 gift cards if 41+ entries
      Gift cards will be delivered electronically (via email or text) within 7 days of the winner announcement.

  6. Winner Selection:
    Winners will be selected by random draw from all eligible entries. Odds of winning depend on the total number of entries. All decisions are final.

  7. Publicity:
    By entering, participants agree to allow their first name and city/state to be used in winner announcements (e.g., “Congratulations to Sarah from Orlando, FL!”).

  8. Privacy:
    Participant information is used solely for contact and prize fulfillment purposes and will not be sold or shared with third parties.

  9. General Conditions:
    Sponsor reserves the right to modify, suspend, or terminate the giveaway at any time for any reason. In case of dispute, Sponsor’s decision is final.

  10. No Purchase Necessary:
    Requesting or purchasing insurance coverage is not required to enter or win. Completing the comparison quote qualifies as entry.